
Sanjay Kulkarni · InsureNeeti
First consultation FREE at our Wakad office
Insurance claim stuck or rejected? We'll stand with you.
Claim filing, documentation, insurer follow-up and policy guidance in Wakad, Hinjewadi and across Pune, in English, Hindi and Marathi.
- EN
- हिंदी
- मराठी
What we do
Three ways we help you
Whether you're facing a claim, need a policy sorted out, or just want an honest second opinion.

Claim Consulting
Hands-on help with documentation, filing and insurer follow-up, including delayed and rejected claims.
- Claim documentation
- Claim filing
- Insurer follow-up
- Delayed & rejected claims

Policy Servicing
Renewals, endorsements, nominee and address changes, and health policy portability, handled for you.
- Renewals
- Endorsements
- Nominee & address changes
- Portability

Policy Review & Guidance
An honest second opinion on the policies you already hold, even if you didn't buy them through us.
- Coverage gaps
- Overlapping covers
- Plain-language explanation
- Policies bought elsewhere

Claim assistance
Claims are our core strength
A rejected or delayed claim is stressful, especially during a hospital stay or after an accident. We look at the reason, your policy wording and your documents, then help you take the right next step with the insurer.
- Cashless & reimbursement
- Delayed claim follow-up
- Rejected claim review
- Grievance & Ombudsman guidance
We guide and assist. Final claim decisions are made by the insurer.
Why InsureNeeti
Guidance you can actually trust
Claims are our core strength
Documentation, filing and follow-up are what we do every day.
Independent, unbiased guidance
We explain your options honestly, without pushing a product.
Help on policies bought elsewhere
Your policy doesn't need to be from us for us to help.
Free first consultation
Understand your situation and the way forward at no cost.
We speak your language
English, Hindi and Marathi. Whichever you're comfortable in.
Clear, honest communication
No jargon. Just what it means for you and what to do next.

Meet your advisor
Sanjay Kulkarni
With 15+ years in insurance, Sanjay helps families and businesses around Wakad and Hinjewadi understand their policies and get through claims with clear, honest guidance, including policies bought elsewhere.
- EN
- हिंदी
- मराठी
Insurance we advise on
Cover for every stage of life
We explain features, exclusions and limits in plain language so you choose with confidence.
Visit us
Our Wakad office
Walk in for your free first consultation at The Address Commercia. Bring your policy and claim papers. We'll go through them with you.
[Shop/Office no.], The Address Commercia, Wakad, Pune, Maharashtra
Mon–Sat, 10 AM – 7 PM · Sunday by appointment




Client stories
What our clients say
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Talk to Sanjay about your claim or policy
Share your policy or claim situation on WhatsApp, or visit our Wakad office. We'll explain the way forward in plain language.
Or send us your details and we'll call you back.







